At Spruce, we ONLY offer financing for homeowners who want the make their homes more
energy efficient. We share your sense of responsibility for our earth's resources, and we can
help you save money in the process!
- Affordable Monthly Payments.
With payment plans of up to 12 years and low annual percentage rates, you'll get monthly
payments that fit your budget. Talk with your contractor about other special credit terms that
may be available in your market as well.
Multiple projects or just one big one – no problem. Spruce offers the substantial financing
you need to make it happen.
The online credit application is easy and can be completed in just a few moments, with an
instant credit decision in most cases. Apply now to get approved and get your dream
home improvements started!
- No Hassle, Unsecured Lending.
Because all Spruce energy-efficiency contracts are unsecured, no equity is required in
your home, and there's no tedious or complicated lien process to complete your purchase.
Get started today!
Ask your Mincin Technician to submit
your online application to